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What We Offer

Covered California


Covered California is a part of the state of California and was created to help you get health coverage to protect yourself and your loved ones. Having insurance can ensure your access to medical care if you get sick or are injured, so that you can keep your body healthy, but it also protects your peace of mind, because you can rest assured that you will have help when you need it most.


Covered California is the health insurance marketplace in the U.S. state of California. Because of the Patient Protection and Affordable Care Act (ACA), the exchange enables individuals and small businesses to purchase health insurance at federally subsidized rates. It is administered by an independent agency of the government of California.


Covered California is an easy-to-use marketplace implementing the federal Patient Protection and Affordable Care Act in California. Through Covered California, you and your family can compare affordable, quality health insurance options and choose the one that best fits your needs and budget.


We are certified Covered California specialists.  Let us review your current insurance policies and personal circumstances to ensure that you are enrolled in the right plan, the right way.  We would be happy to make a confidential, no obligation assessment to help you meet your insurance needs at no charge to you.


Individuals & Families


Pollakov & Duke offersa wide variety of health plans for

individuals and their dependents. 


We will compare individual carriers and plans to ensure you

have the coverage that is right for you and your family at the

best possible rate. 


Allow our team to evaluate your circumstances to see if you

qualify for premium assistance or even MediCal.

Employee Benefits


Pollakov & Duke offers many solutions for employers

wishing to offer employer-based benefit packages. 


Let us design, implement, and monitor your employee

benefit plans.  We offer continuous support throughout

the year and a thorough annual review to make sure the

company always remains in a competitive position.



Medicare Supplements


Turning 65 can be a confusing time in terms of Medicare and

the many options available for seniors. 


A Medicare Supplement Insurance (MediGap) policy can help

pay some of the health care costs that Medicare does not cover;

such as copayments, coinsurance, and deductables.


Pollakov & Duke offers

professional consulting on a wide variety of options and offers

the finest Medicare solutions available.


Supplemental Insurance


We offer many benefits beyond health insurance. 

Let us provide you with dental,

vision, disability and life insurance options









Strategic Alliances


Coastal Payroll: All Pollakov & Duke Clients will receive a 25% discount from Coastal Payroll















Travel Insurance


Planning an overseas trip?  Or maybe someone in your family will be a student or a missionary in a foreign country for the summer.  Will your health insurance provide coverage for you while you are out of the country?

While your current health insurance may cover emergency care while traveling, it may be inadequate when taken across US borders as US policies strictly limit overseas benefits.  For worry- free travel, many travelers purchase additional travel insurance so they do not leave anything to chance.


Travel medical insurance policies pick up where your primary health plan leaves off.  These plans act as your primary insurance while traveling and offer more than emergency benefits.  They cover big ticket items like hospitalization and surgeries but also pick up the tab on physician office visits, ambulance, prescription medicine and more.  The best travel plans also give you access to the qualified, licensed providers in your preferred language and pay the providers directly.           


So, for peace of mind while you are traveling, call, email me, or click the link below to learn more about travel insurance. Bon Voyage and send us a selfie!


Click HERE to view Travel Insurance options!






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